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Our proprietary variPIN℠ technology provides dynamic, real-time PIN generation and validation, making it highly secure against unauthorized access. This means that even if the QR code is intercepted, the embedded variPIN℠ ensures that only authorized transactions can be processed. Our variPIN℠ enhanced cloud barcodes are designed for global Fiat, Crypto, and CBDC app barcode upgrade within a day of programming time.

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Outer Code:
ZellePay with Retail variPIN
Inner Code:
ACH Routing_Account for TCH-RTP & FedNow
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